30+Years guiding retirees
Three interactive tools. No account set up required. Pick the worry that fits you and get a personalized, educational report on screen in seconds, at no cost.
Will your guaranteed income cover your monthly essentials? Find your monthly gap.
Will your money outlast you in a bad market? Stress-test it and see the odds.
Already own an annuity? Get a second opinion on what you own and what it costs.
All three tools run right here in your browser — no download, no account, and nothing leaves the page until you ask for your results.
“After years of sitting across the table from people on the edge of retirement, I learned the question that actually keeps them up at night isn’t “How’s my portfolio doing?” — it’s “Will I run out of money?”
Michael Carpenter Sr. With over 35 years of experience in financial services, Mike Carpenter has helped individuals and families prepare for retirement with clarity, confidence, and a plan built around their goals.
As the founder of Asset Guard, Mike works closely with retirees and pre-retirees throughout the Triad, offering personalized guidance for retirement income, tax-aware planning, wealth management, and long-term financial protection.
Many clients come to Mike after spending decades saving, but without a clear plan for turning those savings into reliable income.
Mike helps simplify that next step by creating strategies designed to support their lifestyle, reduce unnecessary tax burdens, and help them avoid unnecessary risk.
He works closely with clients to help: Create reliable income streams; Reduce unnecessary tax burdens; Build a strategy that supports their lifestyle and long-term goals; Make retirement decisions with greater clarity and confidence.
Mike believes retirement planning should be straightforward, transparent, and centered around the client’s goals, not complicated products or one-size-fits-all solutions.
We never start with what to buy. We start with your retirement paycheck — what's guaranteed, what's at risk, and where the gap is. The right solution reveals itself once the need is clear.
I'll show you plainly how I'm paid, what every option costs, and the trade-offs involved — including when the smartest move is to do nothing at all.
Already own an annuity or have a plan in place? I'll give it a straight review. Sometimes that means confirming you're in good shape. My reputation matters more than any single sale.
Worried about running out of money? We design dependable income streams that continue no matter how long retirement lasts.
Leaving a job or retiring? We compare safe-money alternatives focused on income and protection.
Not all retirement money should ride the market. We help balance growth potential with principal protection and long-term stability.
Retirement assets should transfer smoothly and efficiently. We help review beneficiaries, tax impact, and strategies to protect your family.
Sometimes you simply want a second set of eyes. We review your current plan for gaps, risks, and missed opportunities.
Many retirees care more about protecting wealth than chasing returns. We help structure assets with stability and downside protection in mind.
Bring your questions — about income, Social Security, an annuity you own, or just whether you're on track. The first conversation is always free, and there's never an obligation.
Schedule My Free Review